I’ve been asked this question a few times; you have all those kids how can you afford a new computer/ipod/lego set? And the answer is: I lay-by them.
Until recently I was doing my lay-bys the usual way, finding a store that had the product I wanted and trying to get back in there to regularly make payments for the twelve week period you could have the lay-by for. I’d often wanted to be able to lay-by the big ticket items, like a computer or bed but was yet to find a store that was willing to do so, especially for a period of time longer than the usual (as I needed to make the payments smaller to fit into the budget).
Last September I found out about mylayby.com and I took the punt and laybyed my new Mac and I paid it off in small instalments, asking for it to be delivered mid January. My new Mac arrived without a hitch and I was soon lay-buying my birthday present (the only way to do it, if you want to get something good I tell you!), plus the husbands and kids gifts for the rest of the year. We’re up to delivery number four now, with three still waiting in the wings being paid off. I think I’m hooked, and I love that when something new arrives we own it outright, with no interest to pay.
I was more than happy to post about MyLayby.com when they asked, as we are so satisfied with their service.
Right now I have a rather expensive camera (ssshhh don’t tell the Husband) on lay-by, and after I’d done this it was put on special. Usually with an in-store lay-by, you would still pay the price you originally put the item away for. So I was pleasantly surprised to receive an email from mylayby telling me that my camera is on sale now, and that they had knocked the discount off the price of my one as well. You’ve got to be happy with that. Not to mention being able to stretch the payments out to a year and have the goods delivered to your door. And for gadget lovers (like me), if there is an upgraded device released while you have an older model on layby, you will be sent the newest model. Nice.
Now for the really good part. Mylayby.com would like to give readers of Candys Family a freegift with their first lay-by, just enter candysfamily in the coupon spot at checkout you will receive a free Pop Art Tasty Baker with your order. (Coupon code runs out 30/4/12 so be quick!)
One of these babies, our kids love it!
This little toaster does actually do what the box says it does, my girls baked up a mini choccy cake storm. And here is what they managed to create with it.
I also have a giveaway prize (thanks again to mylayby.com) for expectant parent readers of mine. Incidentally MyLayby is a good place to get organised for baby as well 😉
I have a book pack containing three books for you! Comment below for your chance to win a copy of Babys 1st Splash Picture book, A World of Baby Names (75,000 names from around the world with meanings and origins) and a beautiful Baby Record Book featuring traditional nursery rhymes. I will draw a winner on 20/3/12 (Australian entries only, sorry) Good Luck, and tell your expectant friends!